House hunting? Here’s how to secure a lower mortgage rate

STATEPOINT – If you’re hesitant to buy a home right now due to high interest rates, you can use this time to learn how interest rates work, and to take steps to secure a lower interest rate when you are ready to buy.

ELLIS COUNTY ARRESTS: July 23 – 29

Graydon, Lamar, 37, felony warrant, felony warrant, felony warrant-Felony 2, misdemeanor warrant.Hutchison, Jonas, 20, felony warrant-Felony 3.Couch, Colby, 30, misdemeanor warrant.    Urrabazo, Manuel, 35, public intoxication.

FERRIS ARRESTS: July 11

Woodrome, Chris, 35, assault family violence impede breathing/circulation.

RED OAK ARRESTS: July 8 – 22

Barcenas, Ray, 36, littering, failure to appear.Coleman, Montrell, 28, parole violation-burglary of habitation, parole violation-man/del CS pg 1-b >=4g<200g, parole violation-man/del CS pg 1-b >=4g<200g, parole violation-man/del CS pg 1-b >=4g<200g.Alvarado, Kriss, 19, theft prop >=$100<$750.

WILMER ARRESTS: July 21 – 28

Arreola, Luis, 30, APOWW.

6 scams every older American should know about

STATEPOINT – Amid technology advances enabling scammers to commit fraud, elders and their loved ones need to stay informed.Typically, elder scams involve the transfer of money to a stranger or imposter for a promised benefit or good.

FERRIS PUBLIC LIBRARY: More than Books (July 25, 2024)

Fallon Fields earned the title of Top Reader for the 2024 Summer Reading Program at the Ferris Public Library.Fallon’s outstanding commitment is evident with an impressive 2000 minutes of reading this summer!Congratulations, Fallon, on this outstanding achievement, and keep up the fantastic work!

ELLIS COUNTY ARRESTS: July 16 – 22

Mathonican, X.L., 64, warrant-other jurisdiction.Jefferson, Lejon, 49, bench warrant, felony warrant.Joyner, Capone, 28, assault causes bodily injury family member, viol bond/protective order.Hooper, James, 57, felony warrant, bench warrant, misdemeanor warrant.

HUTCHINS ARRESTS: July 17 – 21

Carroll, Joseph, 39,  warrant arrest.Garland, Quincy, 42, assault family violence w/previous conviction. Rivera, Rosemarie, 31, assault bodily injury family member.Cunningham, Louis, 45, indecency with a child-exposure.Jackson, Harry, 55, DWI.Halton, Kourtnei, 21, other agency warrants x4.

WILMER ARRESTS: July 14 – 21

McNeal, Joel, 33, warrant arrest other agency, warrant arrest other agency.Arreola, Luis, 30, criminal trespass.Woodard, Kevin, 47, public intoxication.Soto, Jocelyn, 24, DWI/open alch container.De Alba Aviles, Eloy, 32, DWI/open alch container.Thomas, Travion, 24, poss marij <2oz.